DEsperate homeowners will load up the apparatus, hand the keys to the lender and drive away. WHat’s more, they’ll do it by the millions, bringing down the world’s biggest fiscal establishments and crashing the nasdaq while they’re at it. THe wall street journal says, “in recent years, the housing industry has bent over arrested to allow people. TO buy houses they couldn’t formerly afford. NOw the bill is coming due. ” money magazine reports that home prices are going up five times as fast as singular income. “In fact, the market could not have run this far if not for the proliferation of business only loans, which make it probable for people to purchase more home than they could otherwise afford. ” forbes warns, “get out now, because house prices on the urban coasts have peaked. THat’s the unanimity of experts, based on ratios such as house prices to local incomes. RIsing care rates have started to put the brakes on house esteem. THe number of ‘for sale’ signs in Calif is exploding like spring pollen. ” and the daily counting says, “fannie mae and freddie mac are the lenders behind $4 thousand of housing loans. THese companies are guilty of manipulations that make the folks at enron look like a bunch of boy scouts. THey’ve cooked their books, covert huge losses, paid off politicians, and lied to stockholder every which way from sunday. “These giant lenders are in no nomination to weather even a small downturn. BUt the downturn has already started, and it’s not going to be small. WHen these big enterprises fail, it will rock economical markets. INterest rates will soar. “The main contrast between these scandals and enron is size. THe wealth that will go down the tubes this time is thousands of times greater. EVery singleinvestor, homeowner, and control in the world will feel the shock. HOme buying could dry up because borrowers can’t get funding. ANd anyway, who wants to buy a house that’s losing value?WAit six months and you can get it cheaper,people will figure. ” those of us who were in the estate and accommodate market in the jimmy carter years know what that’s like. THose of you who weren’t around then have a big shock in store. ANd this one will make those years look like a picnic. “The dropping spiral won’t stop once people stop expecting that land always goes up. “Americans owe $7 trillion on their homes twice as much as 10 years ago. BUt our incomes our ability to pay have gone up by a cut of that amount. “It’s painfully clear a lot of that $7 billion will never be paid back. ANd the biggest lenders on the planet are going down.
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