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FOr agents, a credit card dealing is often more secure than other forms of payment, such as cheques, because the issuing bank commits to pay the trader the moment the exchange is licenced, regardless of whether the web browser defaults on the credit card payment but legitimate confronts, which are disputed below, and can result in charges back to the vendor. IN most cases, cards are even more secure than cash, because they discourage theft by the merchant’s staff and reduce the amount of cash on the premises. FInally, credit cards reduce the back office expense of computation checks/cash and transporting them to the bank. MErchants are charged several fees for affirming credit cards. THe retailer is usually charged a commission of around 1 to 4 percent of the value of each commerce paid for by credit card. THe vendor may also pay a flexible charge, called a retailer rebate rate, according to transaction. IN some instances of very low value dialogues, use of credit cards will significantly reduce the profit margin or cause the retailer to lose money on the business. MErchants with very low average traffic prices or very high average dealing prices are more averse to endorsing credit cards. IN some cases brokers may charge users a “credit card addition” or surcharge, either a fixed amount or a portion, for payment by credit card. THis meeting was outlawed by most credit card committals in the united states until 2013, when a major accommodation between dealers and credit card businesses allowed merchants to levy surcharges. MOst sellers have not started using credit card surcharges, however, for fear of losing buyer. SUrcharging is in fact illegal in 10 states. MErchants in the united states have been militant what they deem to be unfairly high fees charged by credit card firms in a series of chests that started in 2005. MErchants charged that the two main credit card treatment corporations, mastercard and visa, used their patent power to levy exorbitant fees in a class action lawsuit entangling the confederate retail league and major sellers such as wal mart. IN december 2013, a federal judge accepted a $5. 7 billion adjustment in the case that offered payouts to sellers who had paid credit card fees, the largest antitrust adaptation in u. S. HIstory. SOme large retailers, such as wal mart and amazon, chose to not entered in this compromise, however, and have lived their legal fight against the credit card firms. CRedit card shield relies on the physical helmet of the plastic card along with the privacy of the credit card number. THerefore, anytime a person other than the card owner has access to the card or its number, shield is possibly compromised. ONce, sellers would often accept credit card numbers without spare corroboration for mail order procurements. IT’s now common assembly to only ship to approved addresses as a security measure to minimise fraudulent acquisitions. SOme sellers will accept a credit card number for in store gains, whereupon access to the number allows easy fraud, but many require the card itself to be present, and require a signature. A lost or stolen card can be abolished, and if this is done quickly, will greatly limit the fraud that can come about in this way. EUropean banks can require a cardholder’s defense pin be entered for privately gains with the card. INternet fraud may be by claiming a chargeback which is not proper “cordial fraud”, or carried out by the use of credit card recommendation which can be stolen in many ways, the simplest being copying suggestion from merchants, either online or offline. DEspite efforts to improve helmet for remote procurements using credit cards, protection infractions are usually the result of poor meeting by agents. FOr example, a website that safely uses ssl to encrypt card data from a client may then email the data, unencrypted, from the webserver to the dealer; or the retailer may store unencrypted details in a way that allows them to be gained over the World Wide Web or by a rogue worker; unencrypted card details are always a armor risk. EVen decoding data may be cracked. COntrolled payment numbers also known as virtual credit cards or disposable credit cards are another option for safeguarding against credit card fraud where introduction of a material card is not indispensable, as in ring and online buy.

HE was sucking the life out of me. HE’d taken anything from me. EVerything. BUt the one thing he will never take is my soul. HE was killing my spirit. I was tired, confused, sad, lonely, lonely, and ignored. BRoke up mother’s day. MOved back to the house i still owned that my maids was living in. NO contact. I am going to be 66 yrs old. I don’t know why i could ever believe that someone else’s bliss/welfare was more vital than my own. I apologize to me for abusing me. I am curio. I am lovable. I am a human being. THey are hollow. SAve yourselves and leave. HEllo kay, you are right, they are hollow; hollow empty souls. I told my oldest sister one day about 8 months ago that she was a sad empty soul. SHe looked angry and confused and slammed door. I believe she has narcissistic personality chaos.

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IN 1934, state airlines and the air carry relationship eased the process even more with the advent of the air travel card. THey created a numbering scheme that discovered the issuer of the card embodying the client account. THis is the reason the modern uatp cards still start with the number 1. WIth an air travel card, voyagers could “buy now, and pay later” for a ticket against their credit and receive a fifteen percent rebate at any of the accepting airlines. BY the 1940s, all of the major us airlines offered air travel cards that could be used on 17 further airlines. BY 1941 about half of the airlines’ receipts came through the air travel card approval. THe airlines had also started donation establishing plans to lure new passengers into the air. IN october 1948, the air travel card became the first internationally valid charge card within all members of the universal air bring affiliation. UNtil 1958, no one had been able to prosperously make a billowing credit economic system in which a card issued by a third party bank was being generally received by a large number of traders, as toward factor issued reverberating cards accepted by only a few merchants. THere had been a dozen tries by small israeli banks, but none of them were able to last very long. IN Sep 1958, bank of america launched the bankamericard in fresno, Calif, which would become the first unbeaten recognizably modern credit card. THis card ensued where others failed by breaking the chicken and egg cycle in which customers did not want to use a card that few agents would accept and brokers did not want to accept a card that few customers used. BAnk of america chose fresno because 45% of its dwellers used the bank, and by sending a card to 60,000 fresno citizens at once, the bank was able to convince traders to accept the card. IT was in time credited to other banks around the united states and then around the world, and in 1976, all bankamericard licensees united themselves under the common brand visa. IN 1966, the mother of mastercard was born when a group of banks avowed master charge to compete with bankamericard; it acknowledged a considerable boost when citibank merged its own whatever card, launched in 1967, into master charge in 1969. EArly credit cards in the u. S. , who bankamericard was the most notable example, were mass carried and mass mailed unsolicited to bank clients who were thought to be good credit risks. THey have been mailed off to unemployables, drunks, narcotics addicts and to drove debtors, a process chief executive officer johnson’s special auxiliary betty furness found very like “giving sugar to diabetics”. THese mass mailings were known as “drops” in banking vocabulary, and were forbidden in 1970 due to the fiscal chaos they caused. HOwever, by the time the law came into effect, nearly 100 million credit cards had been dropped into the u.
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IN the interlude, when she is is the mood, she is sweetness and light, pretending that nothing has ensued and that all is well, hoovering away to keep in with me. IT’s hard to know that someone can be so nasty without any stimulus or vengeance and then just switch on the charm the next day. ONe problem is getting my grown up kids to value that she is so nasty as they have always only seen the smarmy, charming side of her and some of them are in social media contact with her infants so it’s hard for them to cut off when they have had no intimate abuse personally. WE can only assume that the deep seated reason behind all of this is jealousy going back to childhood – i wasn’t aware that she felt like this but there are manifestly some serious breaking lines there. NOn contact is entirely the only way to go but total cut off can’t happen as long as mom is around. THis article is very helpful. I have narcissistic, emotionally abusive parents. AT the age of 31, i am still feeling like a scolded child just for having stood up for myself, not granting them to cross my bounds and undermine my adverting. THese are just a small scale model of an example. TO go in detail, i feel wpuld be a trigger for some. I finally said no more on friday, and my weekend consisted of my mother and my father telling me i am a bully, that i am offensive, abusive and have anger difficulty or that i am having mood swings as they always do when i stand my ground, try to set boundaries or even just have my own point of view. WHen i did not accept that they started blaming my husband of being abusive, and making me move interstate just to keep me lonely amongst other horrid quotations, when i was the one that made the call to move away!I had enough, either i am a terrible evil girls for standing up for myself or i am under the control of an abusive husband who simply cannot be strong enough to be saying ‘enough’ without it controlled by my husband. THen i realized, they are jutting. THey were the ones who made move away from anyone i knew, the town i grew up in to a place where i was isolated. I had noone. ANd when i did they accused them of the same. WHile they were basically saying “this is all in your head” was a trigger for another trauma in my life was caused by them i learned anything. IT’s not me and never has been. I also realize why they have gotten under my skin for this long. I’d finally realized how wrong their behavioral is. I reminisced all the trouble they had with my brothers, that they poisoned me to think was not my parents fault.

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ARe there any ways to make this easier, for i can’t handle anymore of his abuse?I keep reading the notes on here and i didn’t mention the adultery his bizarre sex request and his drug abuse that he blames everyone on. HE’s fooled anybody for years saying he’s clean and getting commiseration from, i call them his chearleaders by making it look like im not consciousness of his craving and i’m making it hard on him. I’ve stood by him through yrs of rehab when he would hook up with all these young girls there. I think to him it felt like he was in college. HE would beg and cry to come come home, certainly i took him but yet i don’t understand all and i am the awful one when now i’m living with my parents and my two boys and when he met me i owned my own home and my vehicle out righthad marvellous credit now i’m beginning from zero and he still is haunting my life. MY sister is a narcissist who has caused me, and my husband, a lot of grief. FOr some time, without us realizing, she told lies about us to the others in the family who accepted her even though i was yet able to prove she was wrong. SHe also maligned us both behind our backs – we’re not sure how far this has travelled but have seen some evidence from family members not acknowledging gifts and not interrogative us to events when we might have predictable to be. LUckily we live a long way off so don’t have to see her, except that my mother is elderly and still needs our support. SIs is jealous because she lives near to mom so has to do more to look after her whilst i do what i can, calling and having mom to stay when liable, including phoning every day and helping with her finances. BUt she has locally, to my other brethren, unjustifiably accused me of not doing enough to help and is winding them up to agree with her nastiness. IN the interim, when she is is the mood, she is sweetness and light, pretending that nothing has passed and that all is well, hoovering away to keep in with me. IT’s hard to perceive that someone can be so nasty without any motivation or retaliation and then just switch on the charm the next day. ONe problem is getting my grown up kids to appreciate that she is so nasty as they have always only seen the smarmy, alluring side of her and some of them are in social media contact with her kids so it’s hard for them to cut off when they have had no personal abuse oneself. WE can only assume that the deep seated reason behind all of this is jealousy going back to adolescence – i wasn’t aware that she felt like this but there are evidently some serious break lines there. NOn contact is definitely the only way to go but total cut off can’t happen as long as mom is around. THis article is very helpful. I have narcissistic, emotionally abusive parents. AT the age of 31, i am still feeling like a scolded child just for having stood up for myself, not accepting them to cross my borders and undermine my parenthood. THese are just a small scale model of an example. TO go in detail, i feel wpuld be a trigger for some. I finally said no more on friday, and my weekend consisted of my mother and my father telling me i am a bully, that i am combative, abusive and have anger difficulties or that i am having mood swings as they always do when i stand my ground, try to set limits or even just have my own point of view. WHen i did not accept that they started blaming my husband of being abusive, and making me move national just to keep me lonely amongst other horrid grievances, when i was the one that made the call to move away!I had enough, either i am a awful evil childs for position up for myself or i am under the control of an abusive husband who simply cannot be strong enough to be saying ‘enough’ without it governed by my husband. THen i realized, they are protruding. THey were the ones who made move away from anyone i knew, the town i grew up in to a place where i was lone. I had noone. ANd when i did they accused them of the same. WHile they were primarily saying “this is all in your head” was a trigger for another trauma in my life was caused by them i learned matter. IT’s not me and never has been. I also realize why they have gotten under my skin for this long. I’d finally grasped how wrong their acting is.
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IT’s a hard truth to accept,the harsh reality that they will never change. NArcissists are very good actors who trick you into faithful that they can connect with you emotionally. THe truth us that they are unfit of making an emotional alliance with anyone. I am a recovering daughter of a narcissistic mother. I was fooled for a long time whereas i could change her, and since that she truly cared about me. THe moment you make this realization, you will feel like a fool initially because it took so long to figure it out, but it is easy to fall into the narcissistic trap and no one should feel foolish for falling for it. THe best thing you can do for itself is to cut it off. I wish the very best for you!THis defines my mom to a t. I haven’t been able to nudge why she treats me this way. IT’s very confusing and hurtful. I’m in no contact with her right now and life is more calm without her. SHe is approaching to hoover again. I am a very deeply caring person and now i know she likes to feed off that. SHe has acknowledged she is incapable of connecting emotionally. WHenever i am around her she is pivotal, disrepects me, crosses all of my rims, refuses to own her aberrations or the past abuse that she gave me. HEr latest tactics are to use her divine views against me sadly. 31 years of her emotionally abuse and management has materialized in all of the evidences this article lists. THankfully after years of admonishing and group therapy i am on the mend. NOt cured but i am seeing advancement!I am cheered to realize no contact is the best with the narcissist. I have the same undergo. IT is schoking to see what is really going on, to jab that your mom never loved you.

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THen explain to her that while her body is going to be with her father, all of her passions and self esteem are locked tightly in that safe. SHe can’t get her sensations hurt if they are safe and surely locked away. SHe can rally her self esteem and feelungs when she is home and in a safe place. THis is useful. I hope it will help you ;when the opportunites arise, let her know how special she is, let her know where you see her abilities, and how she could build on her strengths, and that you will love her and accept her through all. THe most vital thing here is her self image, and have her not fall into co habit. MY 20 yr. OLd son moved in with his covert narcissistic dad, and in one week came back stating anyone in that house are liars. IN the last year he has debated with me about his alliances. MY son is much like me, a nurturer. I’ve annotated to him my discoveries in my restoration. I’m still in the find part of my divorce which was 3 years last october now married 27 years this april. I’ve found a non found house and outlays. MY kids are seeing how much time and money he took from us. MY family tells me to quit inquiring and finish the divorce. I’m at that point, my goal was to have my kids enjoy they can’t hide things from their spouses, and now i’ve hit that goal, as they all see this now. FOr me, it’s been the biggest awakening, war and shock of my lifetime. I’m still in cptsd and fibromayalsia, but i’m certain these will resolve once the family home is sold and i’m in my own home near my family, several cantons away. I think it is very defying for children of a narcissist parent. THe healthy partner will ultimately cut off all contact, but the young will have some sort of a connection with their mother or father for the age. THere are many reasons for the babies to loosen from the parent, but conditions surface that will require decisions from time to time.

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I filed for divorce. NO contact is the only way to be free of these people. I am a christian too, and had been praying about leaving for months. THen his web of lies started coming unraveled, and found he never even meant his vows, they were all a lie from the beginning. AS soon as i told him to get out of my house, he ran directly home to his mommy to suck her dry even more than he already has. HE quit his job the 8th one he’s had in 12 months, and deserted our daughter, who is 13 months old. IT is a challenging mediation to leave, especially being a gentile who doesn’t believe that divorce is right. I offered him a healing separation, like dobson talks about in his book on tough love. MY spouse didn’t want that. HE wanted me all or nothing. BEcause all we are is objects to these people. THey aren’t capable of love or any other emotion. THey don’t even love she, how could they ever love us like christ loved the church?THey can’t. ANd won’t. EVer. I swear my husband is owned by demons, with all the evil he has done and lasts to do. HOld your head high, you aren’t in control of his conduct. YOu are allowed to leave and be happier. HE is taking you farther away from god, and jesus knows that and forgives us for divorcing these brutes!PErsonally, i would rather be forgiven for a divorce, where in my singledom i can get back to god, than trapped with someone who will make sure i never grow spiritually. GOod luck hun and god bless. HE sees you and knows your agony. COgnitive behavioural therapy cbt or analytical emotive therapy self help books availablewill assist you to verbalise your dilemas and grief over the disablement to be part of your grandchildren’s lives without the affecting abuse from narc. YOu can change your thinking and affections aroound this, make your own rulings based on what skills you can develope to deflect hurtful projections and manage to have some relationship with your grandies…. ALl power to you. REmember what they say and do mirrors what is about them and not you. YOu might like to imagine a mirror between her and you so whatever hurtful treatment etc is given out bounces back at the narc, and is not amalgamated into your loving self. YOga can also help that self buttressing, focusing on the inner nurturer, only liable for one self and acquiescing that change comes from within and what is around us just is and not our answerability. HOpe this helps. FRom reading this n what any is saying im guessing my ex/lover everything he is in my life is at narcissist. HE has been in my life for 3yrs kno. ANd for the 1st yr all was ok we had our ups n downs but we worked them thru. HE lost his father n then his friend n then things changed. CHeating, lien, i feel used. I try to leave n get out but i feel lost with out him i don’t kno what to do. I have changed my number 2 times n he txt or calls or email n i fall into it. I changed my n its like a drug to have to talk to him.

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