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, the compulsory minimum payment on counts with multiple rate tiers in such a way as to credit the differentiation with lower annual stake rates aprs first. SPecifically, for all books with manifold rate tiers i. E. , separately aprs for procurements, cash proceeds, balance tolerates, exaltation rates, etc. , the bank applied the shopper’s monthly payment solely to the lowest rate tier, perhaps resulting in the capitalization of concern to the balance with the highest rate. FOr example, where a consumer has both a purchase balance and a balance hand balance, the lower aprs are normally appointed to balance carries and the highest designated to acquisition differentiation. AS a result, any compensations made by the buyer would first be applied only to the balance worker balance. UNless the payment definitely pays off the balance pass balance, the business accrued on the gain balance is capitalized, and the balance increases. INjury caused to a group of clients by a bank’s labors, in its whole, may be judged big by the fdic; injury of a similar nature limited to only one betrayer may not. THerefore, banks should routinely examine their matters employs to ensure such practices do not or are not likely to basically injure buyers, either individually or in the amass. IN credit card lending consultation 1, the bank distributed credit card charges on counts with multiple rate tiers first to approximation with lower aprs, potentially following in the capitalization of unpaid concern to equations with higher aprs. WHile the harm or likely harm to one cardholder caused by this meeting arguably may not have been massive, when multiplied by all cardholders with rate tiered ac counts, such harm or its likelihood was determined to be massive. AS a result of this practice, the customer’s check bounced, causing a variety of harms to the patron. FOr casing, when the check was denied because it would have caused the consumer’s credit limit to be exceeded, the client still owed the debt that the check was primitively written to cover. IN addition, the buyer may be liable for fees resultant from the check not being honored. FOr example, the payee may pass on the cost of the bounced check to the consumer and, confiding on what the check was for, may assess a late fee against the browser if the check was used to pay a bill that then became past due. ONce the check is written, if there is a decay in the credit line such that the bank will not cover the check, the harm to the bank’s client is unavoidable. ALthough the advisers found this convention to be pernicious to customers i. E. , longer amortization periods and, thus, higher costs for the higher rate differentiation; see credit card consultancy 1, and the harm not reasonably avoidable, the advisers appraised the injury was, in this case, outweighed by the gains in the form of low message rates for balance transfers and similar content rates e. G.
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22credit card lending lesson 3:banks should closely examine, monitor, and test their affairs applies to confirm the benefits associated with those exerts be they related to a product or service, in their net effect, outweigh any harm following from such employs. FOr box, while certain payment apportionment exerts in seclusion may appear onerous and unfair, such applies, in their net effect, may benefit customers and matches e. G. , the approachability of low rate balance transfers or other promotional rates. IN attaching, labors that do not result in a fair exchange of value between banks and their customers are likely unfavourable to best—and sufferable—affairs labors, as evidenced by current macroeconomic and economic events. 23public policy—as avowed by statute, regulation, or juridical determinations—may be deliberate in reckoning whether an act or meeting is unfair under section 5 of the ftc act. FOr example, a credit card lending congress that violates a federal banking canon may proof an unfair act or congress. IN credit card lending talk 4, a bank failed to provide necessary finance charge disclosures under regulation z truth in lending yet charged finance charges to a browser’s account. THe counsellors cited the misconduct of regulation z as proof of an unfair credit card lending meeting. CRedit card lending lesson 4:the consequences of noncompliance with consumer protection laws and regulations are not limited to the statutory and regulative corrections meticulous to those laws. IN credit card lending meeting 4, a bank’s malfeasance of law z was found to documentation conduct detrimental to public policy and, thus, was considered in analyzing unfairness under section 5 of the ftc act. THerefore, a ample and telling compliance control program—one that avoids an overly myopic and, thus, constrained admittance to submission—will greatly benefit a bank ordinarily, and in itemize with respect to obedience with section 5 of the ftc act. 4 to ensure the highest degree of compactness and correspondence during the supervisory and enforcement operates of the agency, the fdic holds a advisory process applicable to several deference study matters, comprising section 5 of the ftc act. DEpending on the issue, a “consultation” may be all from a simple phone talk or a series of e mails to formal memoranda among field, parochial, and Booker Taliaferro Washington fdic staff members. THese advertisements are conducive in accepting the quality and denseness of compliance, fair lending, and territory reinvestment act inquiry and oversight. COnsultations ensure that senior division of direction and betrayer shield authority are alerted to substantial or unusual supervisory issues and that those issues receive adapted and timely regard. THe study consultation process also helps the fdic develop more defendant and effective obedience approaches and rules. EXaminers see “infraction of oversight and web browser shield note system, class. NO. 6456” may 7, 2004. 20 however, big injury may involve other forms of harm. FOr box, unwarranted health and safety risks may also support a finding of unfairness. FOr an example, see philip morris, inc. , 82 f. T. C. 521. THe order of relief is granted when you file. WHat this means, among other things, is that an automatically stay is triggered, prohibiting auditors from subsequent you or your propertyoutside of the ruin transactions. THis is not the only possible problem that can arise with credit card or similar debt. 523 also bears that there is a supposition that certain browser debt created right before filing a chapter 7 is non dischargeable.
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IT is taking gains of the web browser’s need for cash. THe loans are pretended to be paid off on the next paycheck. KNowingly lending with other similar demands on the next paycheck is just wrong and very unfair. A borrower who is so dire for a few hundred dollars will have tell tale signs within their bank account to get any new relevance denied. A cash advance lender will have no need to scrutinize your credit history; a bank account will give them enough information to decide whether or not you will be a good applicant for a short term loan. A loan manager will may read into your account. ONce a paycheck is deposited, does the money slowly filter out over the next few weeks, or is there an near drop in open cash. IF your bank account is the cause for a loan application expulsion, it may be time to take a serious look at how your income compares with your life choices or seek out guidance helps to learn how to budget more appropriately. A pew study found that more people would prefer to use a cash advance rather than cut back on disbursement. I guess it is all in prioritizing your wants and needs. IF you do qualify for a cash advance online and it helps get you out of your financial crunch, then you will know that this solution was a good one. IF you get trapped prying for money soon after acquiring your loan is deposited, then it was not a resolution to the problem but only one more budgeted catastrophe. KEep your income safe and your bank account healthy for a brighter financial future. IT isn’t groundbreaking news that there are common episodes of fraudulent jobs on the World Wide Web when it comes to people trying to steal identities. HIding behind cash advance lender robes or new employment probability, finding anyway to get a person’s singular counsel, people become victims too easily. IT is unfortunate that those who do this sort of thing make more people leery of using certain areas of the web, but for those who carry on to use it cautiously, it is always good to know what to do if identity theft does hit home. WHen you are looking to obtain a loan online, you know that you will be passing some personal information onto the lender. WHen a lender is legit, the recommendation will be used for the sole purpose of that itemize loan. APply for credit cards, you get the same. USe online banking and have direct access to your bank account. GEt duped by someone impersonating one of these players and your life will be in turmoil for a while. AS much as the press would love to say it is only using cash approaches which someone is at risk of this, but extendedly reports include even banks and credit unions being marked by those trying to pose or hack into the system. WHat do you do if your person recommendation has been compromised?FOr starters, you should have a list of call numbers to call in order to protect your funds. FEderal trade commission will tell you how to protect himself if you fall victim to singularity theft. 1. 877.
G. , the approachability of low rate balance abides or other content rates. IN affixing, labors that do not result in a fair commerce of value between banks and their public are likely detrimental to best—and sustainable—business applies, as evidenced by current macroeconomic and financial events. 23public policy—as certified by statute, canon, or judiciary determinations—may be premeditated in gauging whether an act or congress is unfair under section 5 of the ftc act. FOr example, a credit card lending custom that violates a federal banking precept may facts an unfair act or convention. IN credit card lending advisory 4, a bank failed to provide required finance charge disclosures under principle z truth in lending yet charged finance charges to a shopper’s account. THe counsellors cited the violation of regulation z as information of an unfair credit card lending convention. CRedit card lending lesson 4:the sequels of noncompliance with betrayer security laws and controls are not limited to the statutory and administrative fines particular to those laws. IN credit card lending advice 4, a bank’s infraction of principle z was found to facts conduct adverse to public policy and, thus, was advised in analyzing unfairness under section 5 of the ftc act. THerefore, a comprehensive and effective deference direction program—one that avoids an overly myopic and, thus, narrow entrance to acquiescence—will greatly benefit a bank ordinarily, and in itemize with respect to submission with section 5 of the ftc act. 4 to ensure the highest degree of uniformity and uniformity pending the supervisory and enforcement behaves of the agency, the fdic preserves a warning process pertinent to several conformity inquiry matters, consisting section 5 of the ftc act. DEpending on the issue, a “consultancy” may be aught from a simple phone converse or a series of e mails to formal memoranda among field, limited, and washington fdic staff members. THese announcements are advantageous in conserving the quality and correspondence of obedience, fair lending, and colony reinvestment act investigation and vigilance. COnsultations ensure that senior break of supervision and shopper armor captains are alerted to big or unusual supervisory issues and that those issues receive proper and timely consideration. THe analysis consultancy process also helps the fdic develop more answerer and effectual conformity plans and regulations. EXaminers see “division of oversight and shopper defense memorandum system, class. NO. 6456” may 7, 2004. 20 however, huge injury may involve other forms of harm. FOr case, unwarranted health and safety risks may also support a finding of unfairness. FOr an example, see philip morris, inc.

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THe short age of instalment and cash advance loans stock triple digit annual interest rates, which depict the worry rate if a loan is for one year versus the 14 days typical of cash progresses. INstallment and cash advance loan contributors are obligatory to make sure patrons are aware of fees explicit in aprs. BAnks and credit card enterprises are not requisite to express fees in apr terms. IN fact, they usually are not obligatory to report their fees at all. AN fixing loan online is made for your busy life. AFter you sign for your conventional instalment loan online, you should see funds in your account in as soon as one activities day. JUst as crucial as getting funds fast is feeling contented in the cognizance that your individual information is classified and secure. IF you have difficulties, or questions along the way, our online instalment loan purchaser service team is accessible to help!A genial and learned agent is ready to take your call 1 866 952 2744, or to answer your email at our agents are convenient to answer any seeks you have about accosting for an online instalment loan. A cash advance, also acknowledged to as a credit card advance, is when you borrow money against your credit card’s line of credit — it essentially acts as a short term loan. THere are usually three ways to complete a cash advance. FIrst, you can withdraw cash at an atm from your credit card believe it or not, your credit card has a pin affiliated to it. NExt, you can ask a bank teller to complete it for you. FInally, you can use a availability check that your credit card purveyor mails to you note that you can write this check out to anyone, comprising myself. IT should be noted that your credit card has a preset cash advance limit that’s full on your report. THis limit is usually much lower than your credit limit — for example, your credit limit may be $1,000, while your cash advance limit is $150. THe appeal with a cash advance is that you can get immediate cash, even if it’s just a small amount, but there are a number of downsides to culminating this type of exchange. THere is a negative stigma ambience cash proceeds because, frankly, they’re precious to utter — they are usually collated to payday loans. WHile they are not quite the same as a payday loan, they do have their own apr isolated from your acquisition apr, which sits much higher than a credit card’s gain apr — it will be full on your chronicle. FOr example, you may have a acquisition apr of 15%, while your cash advance apr sits at 23%. ADditionally, cash loans commonly accrue business nearly, which means you’ll have to pay it off the same day you take out the cash if you want to positively avoid concern. ON top of that, you will be charged a fee for cash loans. THis fee usually ranges from 3% to 5% of the total transaction, which doesn’t seem like much but when you also believe the fact that you will pay business primarily right off the bat, everything really adds up. ANother reason why cash approaches have a bad renown is because they have the ability to negatively impact your credit scores. EVen though cash advances have a limit, that’s much lower than the overall credit limit, the fees united with a cash advance can help boost your used credit limit really quickly, which sums your credit usage ratio — or a balancing of your total used credit to your total open credit. IF you don’t already know, your credit utilization ratio is contained in the amounts owed aspect of your credit scores, meaning it helps make up 30% of your scores. IT is designed by partitioning your total used credit or debt by your total credit limits. FOr example, if you have one credit card with a $250 balance and a $1,000 credit limit, you would have a credit use ratio of 25% — lenders like to see this under 30%. IF you take out a $300 cash advance on that same credit card and get charged $100 in fees, your credit utilization ratio will jump to 65% a $650 total balance divided by a $1,000 limit and have some opposite pretend your credit scores. NOte that acquisition can also have the same impact on your credit use ratio, but since cash loans have more fees and a higher apr than a acquisition, they will have a greater impact — meaning a $200 cash advance not including fees will have more impact than a $200 achievement. 2. TAke the cash from a savings account. THis is probable a not so favorable option for some, but it may be a cheaper and easier option to get cash. WHile it may set you back a bit on discipline your savings or cost you a fee if you take from a credential of deposit or investment account, it may be a better alternately to complementary a cash advance. IF your cash is locked up in a cd or investment account, you’ll need to determine if the penalty fees you’ll pay to get the funds will be worth the one time debit and cheaper than a cash advance. ALso, it should go without saying, but this is not an option you should utilize often, and if you find yourself having to do so, you may want to reevaluate your budget. 3.
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THerefore, banks should routinely examine their business labors to ensure such exercises do not or are not likely to fundamentally injure patrons, either apart or in the accumulate. IN credit card lending consultancies 1, the bank allocated credit card expenditures on counts with compound rate tiers first to differentiation with lower aprs, conceivably following in the capitalization of unpaid care to addition with higher aprs. WHile the harm or likely harm to one cardholder caused by this meeting arguably may not have been massive, when multiplied by all cardholders with rate tiered ac counts, such harm or its possibility was considered to be large. AS a result of this congress, the buyer’s check bounced, causing a variety of harms to the consumer. FOr casing, when the check was decayed because it would have caused the patron’s credit limit to be exceeded, the customer still owed the debt that the check was originally written to cover. IN addition, the purchaser may be liable for fees consequent from the check not being honored. FOr example, the payee may pass on the cost of the bounced check to the betrayer and, trusting on what the check was for, may assess a late fee against the betrayer if the check was used to pay a bill that then became past due. ONce the check is written, if there is a decline in the credit line such that the bank will not cover the check, the harm to the bank’s customer is unavoidable. ALthough the cabinet found this assembly to be deleterious to customers i. E. , longer amortization periods and, thus, higher costs for the higher rate approximation; see credit card advisory 1, and the harm not reasonably avoidable, the coaches determined the injury was, in this instance, outweighed by the edges in the form of low message rates for balance carries and similar promotive rates e. G. , prefatory low rates for new books. DEtermining whether this element of the unfairness test is met i. E. , whether an injury is outweighed by countervailing profits turns on the facts of each case; though the advisers in credit card lending consultation 3 found the injury outweighed by the gains, a extra finding may result from other facts. 22credit card lending lesson 3:banks should closely examine, monitor, and test their matters practices to confirm the edges attached with those applies be they related to a product or service, in their net effect, outweigh any harm ensuing from such practices. FOr casing, while certain payment portion exercises in insulation may appear onerous and unfair, such exercises, in their net effect, may benefit buyers and competitions e. G. , the access of low rate balance transfers or other message rates. IN accumulating, applies that do not result in a fair trade of value between banks and their clients are likely untoward to best—and livable—affairs employs, as evidenced by current macroeconomic and pecuniary events. 23public policy—as certified by statute, rule, or lawful determinations—may be deliberate in reckoning whether an act or practice is unfair under section 5 of the ftc act. FOr example, a credit card lending custom that violates a federal banking rule may confirmation an unfair act or practice. IN credit card lending consultancies 4, a bank failed to provide necessary finance charge disclosures under precept z truth in lending yet charged finance charges to a grazer’s account. THe advisors cited the infringement of regulation z as documentation of an unfair credit card lending convention. CRedit card lending lesson 4:the sequels of noncompliance with grazer defense laws and arrangements are not limited to the congressional and administrative corrections special to those laws.
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HE begged me to help get him off it and his words no mine have a normal life and all our troubles would be over… not!SO guess what 6 week in to a 12 step program to get off the coke he advertises he not happy, doesn’t feel the same about me packs his stuff and goes!SO i’m behind the bar and in he comes dead on 3pm when i start…served him had a bit of a smile a but of chit chat… i have to keep it business alas as i cant be seen to be an touching mess behind the bar in front of the buyers…then my watsapp alert went off. MEssage reads:sorry to come in while your working,i hope that isn’t just your pub persona your giving off lol. I’m sorry i’m on such an emotional rollercoaster at the mo and didn’t want to make you unhappy…i just want you to know your the first thing i think of when i wake up ordinary. LOve rp xxange,let the money go – and let him go. HE will never change. I always had that tiny bit of hope too, but his examples remain the same, even though he has, i think become a little more patient and a little less angry – he’s still the same. I thought things would change when he got a better job – nope – he got a better job and he still awaited me to pay his way!IN fact, he wanted to show me the lovely blinds he set at a trendy bar, so we went there in my car, my gas, and i bought him a very beloved beer and myself one drink. THe entire event cost me about $40. 00. HE is never going to change. REad about how to get over a breakup. IT’s not easy. I just spent the weekend in a deep dejection, but better this interim phase than the rest of my life with someone who uses me emotionally, financially, and concretely, someone who i’m at first excited to be with, but by power, handling, and control, ends up draining all my energy – and doesn’t realize he’s doing it!WAlk away. LEt it go. ANd i will do the same. IT’s a process. IT takes time. TAke the time and let him go. BEst,roseange,it’s normal to miss him. I miss my guy immensely, but i’ve just had it. AS i write this, i still want to text him, but i’m not going to. I find myself daydreaming of how good it could be if he was more normal,but he’s never going to change. I wen thru this practice where u write down every opposed thing about him and i just kept writing and writing. HE has really done some cruel mean shit to me. WHen i start to miss him, i take out what i wrote, and mind how hurt he made me feel, then i don’t miss him for a while. HE once broke a wine bottle and 2 glasses on the street, drove my car 90 mph and risked to wrap the car around a pole, unless i gave him all the money in my wallet all bc i joked about how he never keeps a job in front of one of his friends. HE did this after i had paid for appetizers and drinks for all of us 54. 00 and i’m absolutely certain he had something going on with the coffee bar hostess. IT was so blatantly obvious!I’m sure he either knew her, had sex with her, or got her number. I think of this and wonder how could i want to see him after this, but i did. SO, my advice is it will be hard, but try to do the no contact thing. YOu’re only expanding the healing process. I feel better every day and so relaxed. WHat i just depicted was only one episode of many. I could write a book and i just might!BEst wishes. REmember no contact is best!ANd also, your friends and even family will not fully enjoy!BUt there is plenty of support here and on line.

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HE is a sick and twisted man i don’t want my son to be ducked in by his disception. WHat do i do?I work hard but barely make ends meet. ARe there any ways to make this easier, for i can’t handle anymore of his abuse?I keep reading the annotates on here and i didn’t mention the adultery his bizarre sex request and his drug abuse that he blames whole on. HE’s fooled everybody for years saying he’s clean and getting commiseration from, i call them his chearleaders by making it look like im not insight of his dependence and i’m making it hard on him. I’ve stood by him through yrs of rehab when he would hook up with all these young girls there. I think to him it felt like he was in college. HE would beg and cry to come come home, course i took him but yet i don’t understand something and i am the awful one when now i’m living with my parents and my two boys and when he met me i owned my own home and my vehicle out righthad amazing credit now i’m beginning from zero and he still is haunting my life. MY sister is a narcissist who has caused me, and my husband, a lot of grief. FOr some time, without us realizing, she told lies about us to the others in the family who assumed her even though i was eventually able to prove she was wrong. SHe also maligned us both behind our backs – we’re not sure how far this has travelled but have seen some facts from family members not acknowledging gifts and not inviting us to events when we might have predictable to be. LUckily we live a long way off so don’t have to see her, except that my mother is elderly and still needs our support. SIs is jealous because she lives near to mom so has to do more to look after her whilst i do what i can, calling and having mom to stay when probably, containing phoning every day and helping with her capital. BUt she has nationwide, to my other siblings, unjustifiably accused me of not doing enough to help and is winding them up to agree with her nastiness. IN the while, when she is is the mood, she is sweetness and light, pretending that nothing has ensued and that all is well, hoovering away to keep in with me. IT’s hard to understand that someone can be so nasty without any provocation or retaliation and then just switch on the charm the next day. ONe problem is getting my grown up kids to appreciate that she is so nasty as they have always only seen the smarmy, alluring side of her and some of them are in social media contact with her children so it’s hard for them to cut off when they have had no customized abuse oneself.
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IN augmentation to the prison doom, u. S. DIstrict court in tacoma also issued to thomas three years of supervised release and more than $129,000 in restitution according to records in the case, thomas dedicated fraud and embezzled funds in four added schemes. IN 2007, she pressured an labourer to falsify records related to nearly $90,000 in car loans so that she and her husband could collect infirmity cover. IN december 2007, she used a credit union customer’s counsel to take money from his line of credit, appealing the $16,500 to her bills. IN august of 2009, shortly before her moving from the credit union, she forged other servants’ names to increase the limit on her company credit card. SHe used the increased loaning power for $22,000 in cash progresses and other procurements. FInally, on one of her last days at the credit union, she used other laborers’ computer releases to rise a client’s line of credit and take cash from their account. SHe then used some of the cash to make a payment on her credit card. THe loss to the credit union for the conduct charged in the case is $126,469. “As brotherhood credit union’s superintendent, thomas owed the credit union one thing – apt stewardship. INstead, she gave it a two year fraud ‘spree,’ targeting as her victims, the credit union, its patrons, and its coverage carrier,” prosecutors wrote to the court in asking for a prison fate. “Rather than gazing out for the regard of her laborers, furthermore, thomas abused her influence over them and difficult them in her iniquitous schemes. ”Community credit union was merged into twin star credit union several years ago. EDit moduleadvertisement email print feed sign to blog : blog accede to blog : south sound news consent to blog : blog support to blog : blog subscribe to blog : blogthe u. S. BAnk account. IF you choose to use a another bank once you have settled on campus, you can simply change your conscription online. THis will ensure that we will be able to get you money as quickly as likely in the most secure way. STudent fiscal services reviews all student counts on a weekly basis and automatic issues refunds and cash progresses for disciples whose credits grants, loans, payments, etc. EXceed the charges on their student account tuition, health fees, etc. THese funds will involuntarily be deposited through the direct deposit process, to your u. S. BAnk account. IF you do not have direct deposit set up with the student reports office, a paper check will be mailed to everything address is presently on file with the clerk’s office. THe college does not cut paper checks and consequently no paper checks will be available for pick up. TO estimate the amount of your cash advance check for either century, subtract all of your charges for the year tuition, health fees, bedroom and loan fees from all of your productive aid credits grants, loans, or outside awards. DO not include any expenditures at this time. DIvide the resultant number by two, and then add in any expenditures you have made. THis evaluation will result in either a absolute or contrary number.
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ONly to see again that he walks the path of care seeking. HE took a job in another state and it all ensued again. I’m so tired. I have now taken the no contact access. IT is very defiant. I miss the good times. THen i revoke the bad. IT’s a bad moment of jumble mentally. HOw does anybody cope?AT a loss and so sad. I’ve been amazed by the hoovering, it is exactly as the articles foreshadowed. I miss youi’ve changedi’ve valuated my lifethinking about youhave a drink for me birthdayphotographs of ‘us’ in mailmy bes box of tampons on my door stepaccusations “you used to have a sense of humour”“you’re playing a game”you might bump into me at just giving you a heads upare you going to just wonderedit’s been two years and despite me insisting he stop because he is compromising his current relationship it abides after brief sulksi’m skilled at not answering his interrogates, being evoked or reacting now i know about the chaos. I never respond close. NO amount of common sense is gratifying so i answer with utter rubbish. I’ve politely thrown out clues about his fake persona, said we are opposites, i’m not obedient enough for him, i’m no longer trying, i like being single and that he invested nothing in me. I was discarded three months ago by someone who emerged almost all of the flavors of a narcissist after he avowed to being in a tie with someone while in a connection with me. I lately heard they were no longer simultaneously. TWo days ago i received an email from him apologising for the vile way he treated me, that i was a fantastic loving confiding who deserved to be happy. HE said he has had to take a hard look at himself and how he has treated women. HE said he had now taken obligation for the pain and upset he has caused. HE wished me a happy life and said he hopes i will find a extraordinary man who will incline me and treat me me with the love and respect i deserve. CAn this be considered a hoover if he did not want anything from me nor seem to want to get back into my life?COuld he at 65 had an epiphany and developed a better?I went through it all with him, the silent behaviors, lying, cheating, anger if i dared say everything, been discarded instantaneously without a word, ignored, blocked and unblocked on fb etc etc.
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I told him if he disrespected me one more time – i was out the door. I left. FOr good. HE was sucking the life out of me. HE’d taken aught from me. EVerything. BUt the one thing he will never take is my soul. HE was killing my spirit. I was tired, jumbled, sad, lonely, solo, and ignored. BRoke up mother’s day. MOved back to the house i still owned that my childs was living in. NO contact. I am going to be 66 yrs old. I don’t know why i could ever believe that someone else’s pleasure/welfare was more crucial than my own. I apologize to me for abusing me. I am curio. I am lovable. I am a human being. THey are hollow. SAve yourselves and leave. HEllo kay, you are right, they are hollow; hollow empty souls. I told my oldest sister one day about 8 months ago that she was a sad empty soul. SHe looked angry and disorganized and slammed door. I believe she has narcissistic personality bedlam. I unfortunately had to move in w/her and my elderly mother for financial reasons. IT’s been almost 6 yrs. I’ve grown health complexities, had surgeries, that have prevented me from working and moving back on my own. I will be moving soon working on plan she has bullied me and emotionally abused me and denies it. WE’ve had abominable contentions. I stand up for myself and tell her how i feel so she doesn’t like that which gets her angry. I’ve been scared.

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