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THese fees are normally from 1 to 6 percent of each sale, but will vary not only from agent to middleman large dealers can negotiate lower rates, but also from card to card, with business cards and rewards cards ordinarily costing the traders more to process. THe switch fee that applies to a particular exchange is also pretentious by many other portables containing: the type of middleman, the factor’s total card sales volume, the broker’s average transaction amount, whether the cards were corporeally present, how the recommendation essential for the dealing was acknowledged, the precise type of card, when the exchange was settled, and the authorized and settled business amounts. IN some cases, agents add a surcharge to the credit cards to cover the exchange fee, heartening their patrons to instead use cash, debit cards, or even cheques. INterest charges vary widely from card issuer to card issuer. OFten, there are “teaser” rates nearly for initial century as low as zero percent for, say, six months, whereas regular rates can be as high as 40 percent. IN the u. S. THere is no federal limit on the care or late fees credit card issuers can charge; the worry rates are set by the states, with some states such as south dakota, having no ceiling on regard rates and fees, questioning some banks to make their credit card exploits there. OTher states, scilicet First State, have very weak usury laws. THe teaser rate no longer applies if the consumer does not pay their bills on time, and is changed by a penalty concern rate scilicet, 23. 99% that applies retroactively. THe credit card act of 2009 demands that buyers opt into over limit charges. SOme card issuers have hence started appeals appealing clients to opt into overlimit fees, exhibiting this as a benefit as it may avoid the possibility of a future business being declined. OTher issuers have simply suspended the practice of blaming overlimit fees. WHether a patron opts into the overlimit fee or not, banks will in meeting have discretion as to whether they choose to authorize negotiations above the credit limit or not. OF course, any conventional over limit dialogues will only result in an overlimit fee for those patrons who have opted into the fee. THis lawmaking took effect on 22 february 2010. FOllowing this act, the firms are now required by law to show on a customer’s bills how long it would take them to pay off the balance. CRedit card debt has augmented regularly. SInce the late 1990s, lawmakers, consumer advocacy groups, college administrators and other higher education affiliates have become extendedly troubled about the rising use of credit cards among college students. THe major credit card companies have been accused of targeting a younger turnout, specifically college professors, many of whom are already in debt with college tuition fees and college loans and who ordinarily are less practised at carrying their own finances. CRedit card debt may also negatively affect their grades as they are likely to work more both part and full time attitude. ANother arguable area is the comprehensive default feature of many north anglo credit card arrangements. WHen a cardholder is late paying a describe credit card issuer, that card’s interest rate can be raised, often remote. WIth global default, a patron’s other credit cards, for which the customer may be current on expenses, may also have their rates and/or credit limit changed. THe worldwide default feature allows auditors to now and then check cardholders’ credit portfolios to view trade, allowing these other establishments to sink the credit limit and/or gain rates on cardholders who may be late with another credit card issuer. BEing late on one credit card will maybe affect all the cardholder’s credit cards. CItibank voluntarily stopped this congress in march 2007 and chase stopped the meeting in november 2007. THe fact that credit card businesses can change the concern rate on debts that were lured when a another rate of concern was in place is similar to adjustable rate loans where interest rates on current debt may rise. HOwever, in both cases, this is agreed to ahead, and is a trade off that allows a lower initial rate comprising the likeliness of an even lower rate debts, if business rates fall or continuously keeping a below market rate credit cards, if the user makes their debt outlays on time. THe comprehensive default practice was motivated by federal regulators, notably those at the office of the director of the banknotes occ, as a means of managing the changeable risk forms of cardholders.
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WHen a attainment is made, the cardholder agrees to pay the card issuer. THe cardholder signifies consent to pay by signing a receipt with a record of the card details and evincing the amount to be paid or by entering a personal recognition number pin. ALso, many merchants now accept verbal masters via ring and electronic approbation using the internet, known as a card not present exchange cnp. EAch month, the cardholder is sent a report indicating the acquisition made with the card, any first-rate fees, and the total amount owed. IN the us, after taking the account, the cardholder may dispute any charges that he or she thinks are incorrect see 15 u. S. OPd captain robert enmon told the investigator on feb. 6 that police are in the midst of the theft inquiry and have limited that in excess of $10,000 is missing from the non-profit-making. SOurces indicate the amount stolen so far is actually in excess of $40,000. IF the final amount is determined to fall between $1,500 and $20,000, the perpetrator would be charged with state jail felony level theft, meaning a confidence would result in a fine not to exceed $10,000 and confinement in state jail college for no less than 180 days and no more than two years, according to the texas penal code. IF the amount is more than $20,000 but less than $100,000, the accused would face a third degree felony charge, with stiffer sentencing directions – a fine not to exceed $10,000 and confinement in texas office of settlements for no less than two years and no more than 10 years. SO casa ordered the bank records, which led them to the espial of a casa credit card account with a $2,000 limit. IT appears that contribution checks written to casa were being licensed toward the credit card balance rather than deposited into the general account. A look at the charges on the credit card statement revealed a terrible truth – someone inside casa was robbery. NUmerous cash progresses for cents of dollars each are listed, many made at casinos consist delta downs, where thousands in cash was reticent over time, l’auberge and isle of capri. THere are charges for several nights at added hotels from galveston to idaho to TN and for plane tickets accumulated from state airlines. SHe evidently spent about $500 at three different liquor stores over two years time. CHarges from a host of restaurants total round $1,000. CHarges from a fete cruise paid for in december 2015 total about $4,400. WHen appealing celebration time for the trip, jones reportedly told coworkers she “won” a cruise. THere are a lot of people that need cash now. UNfortunately, many people only get paid once or twice a month. IF you have a lot of bills that need to be paid, you might be looking for ways to get your money today. THere are a lot of options open to patrons who need access to cash straight. ONe of the most popular options is a payday loan. A payday loan is a great way to get the money you need straight. A payday loan is just what you think it might be: an advance on your paycheck. PAyday loans are usually not more than one jillion dollars in amount. ON one hand, it is good that payday loans are rather small in amount so that people don’t get in over their heads in debt trying to repay them. ON the other hand, people might need access to larger amounts of money. THe later items will provide you with ten replacements to payday loans.

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12 for casing, in advertisement consultancy 2, the advisors finished not only that the client’s definition of the bank’s icons and errors was cheap with respect to when the zero percent introductory worry rate period expired, but that the idols and eliminations were pall to the dependent’s settlement concerning when to pay off the superb card balance. IN broadcasting advice 3, the facts present a clear example of materiality within the context of section 5 of the ftc act. HEre, the bank coherently ran commercials in local newspapers, on the radio, and through a direct mail campaign that claimed that shoppers would receive free credit reports. TYpically, the language in these commercials stated: “call for a free credit report” or simply “free credit report. ” the picture of a free credit report was neither able nor armed in the ads. IF a client asked for a copy of the report, it was released free to the buyer. HOwever, if that consumer lastly applied for and was granted credit, the cost of the credit report would be charged to the buyer at closing. NOthing in the bank’s records or promotions suggest that public were told they would be charged a fee for the “free credit report” if they conventional a loan. ADvertising lesson 3:idols that go to the heart of a consumer’s arbitration with respect to a bank product or service must be scrupulously checked and inspected for truth and clarity. THe fdic deems icons about costs, advantages, or compulsions on the use or availableness of a product or service to be textile. 15 in promotion consulting 3, the bank declared free credit reports without acceptability or status. HOwever, in convention, when a buyer applied for and was granted a loan, the bank would charge the cost of the credit report to the consumer at the loan closing. AS stated above, the gauge for finding an act or practice deceptive have been admitted by the ftc and adopted by the fdic. 16 however, unlike deception, the criteria for finding an act or meeting unfair are codified in section 5 of the ftc act. 17 with limited conditions,18 whether an act or assembly is unfair under section 5 of the ftc act must be judged against the three legislative canon. HIstorically, execution actions brought by the ftc and others have focused on cheat. HOwever, recent history shows a notable addendum in enforcement actions brought under the ftc act’s unfairness gauge. CRedit card lending advice 1: cause or be likely to cause huge injuryto find an act or congress unfair, it must cause or be likely to cause great injury to patrons. SUbstantial injury usually includes economic harm. 20 trivial or merely speculative harms e. G. UK’s barclaycard and australia’s bankcard. JApan remains a very cash directed society, with credit card espousal being limited mainly to the largest of sellers; but stored value cards such as call up cards are used as selection coinages, the trend is toward rfid based systems inside cards, cellphones, and other objects. THe credit card issuer issues a credit card to a patron at the time or after an account has been allowed by the credit purveyor, which need not be the same entity as the card issuer. THe cardholders can then use it to make procurements at sellers affirming that card. WHen a purchase is made, the cardholder agrees to pay the card issuer. THe cardholder manifests consent to pay by signing a receipt with a record of the card details and demonstrating the amount to be paid or by accepting a distinct badge number pin. ALso, many agents now accept verbal adepts via phone and physics sanction using the World Wide Web, known as a card not present traffic cnp. EAch month, the cardholder is sent a chronicle betokening the acquisitions made with the card, any excellent fees, and the total amount owed. IN the us, after receiving the narrative, the cardholder may dispute any charges that he or she thinks are false see 15 u. S. FRom the 1930s to the late 1950s. IT was embossed with the buyer’s name, city, and state. IT held a small paper card on its back for a imprints. IN booking a attainment, the plate was laid into a recess in the imprinter, with a paper “charge slip” situated overhead it. THe record of the traffic comprised an idea of the embossed hint, made by the imprinter urgent an inked ribbon against the charge slip.

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IF you want to arrange a direct cremation, you may use an instead case. ALternative chests encase the body and can be made of materials like fiberboard or system substances with or without an outside coat. THe casing we provide is a cardboard case. FAmily will also be given the choice to choose a distinct strong relic. SElecting the type of funeral, whether it’s sanctioned or a more unique and individualised notice and celebration of one’s life, we offer many options containing individual admonishing from one of our ached funeral planners. WE will help you to choose the service which best mirrors your family’s desires for a service to repeal and a memory to cherish. OPtion onetwo days of achieving family and friends with the burial service on the third day. PAckage accords of: basic services of funeral boss and staff, embalming, other preparation of the remains, 2 days of calling/viewing, funeral service, worker of the remains to the funeral home within 25 miles, hearse, lead/clergy car, flower tendency. THis package does not include: limousine, casket, outer burial container, memorial stock, or cash progresses items. OPtion twoone day of receiving family and friends with the burial service on the second day. PAckage accords of: basic aids of funeral boss and staff, embalming, other briefing of the remains, 1 day of call/viewing, funeral service, give of the remains to the funeral home within 25 miles, hearse, lead/clergy car, flower crooked. THis package does not include: limousine, casket, outer burial instance, gallery stock, or cash approaches items. OPtion threeup to one hour of obtaining family and friends with the burial jobs later. PAckage agrees of: basic helps of funeral supervisor and staff, embalming, other briefing of the remains, 1 hour of visitation/viewing, funeral service, hand of the remains to the funeral home within 25 miles, hearse, lead/clergy car, flower crooked. THis package does not include: limousine, casket, outer burial instance, menagerie wares, or cash approaches items. OPtion fourtwo days of securing family and friends with the funeral service on the third day. PAckage agrees of: basic aids of funeral administrator and staff, embalming, other advising of the remains, 2 days of call/viewing, funeral service, transfer of the remains to the funeral home within 25 miles, casket coach/ambient, , flower bent, rental casket, crematory fee, medical examiner fee. THis package does not include: limousine, urn, outer burial container, gallery wares, or cash loans items. OPtion fiveone day of securing family and friends with the funeral service on the next day. PAckage agrees of: basic benefits of funeral supervisor and staff, embalming, other briefing of the remains, 1 day of calling/viewing, funeral service, pass of the remains to the funeral home within 25 miles, casket coach/circumferential, flower bent, rental casket, crematory fee, medical examiner fee. THis package does not include: limousine, urn, outer burial chest, museum merchandise, or cash progresses items.
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I know he won’t change , it’s been over 3 years , but every day is a struggle. EFfects my entire life. DOn’t know how to move past this. I just want to forget it ever ensued. I’ve been married to a narcissist sociopath for 13 yrs. SO much damage has been done but i’m rebuilding. I started the no contact but we have a child all together and are not divorced or legally disconnected yet. THe threats of taking my son and the very few things i have left have me living in fear. HE fools everyone around him into whereas i’m an awful person when all i ever tried to do was help him. HE is a sick and twisted man i don’t want my son to be ducked in by his disception. WHat do i do?I work hard but barely make ends meet. ARe there any ways to make this easier, for i can’t handle anymore of his abuse?I keep reading the explains on here and i didn’t mention the adultery his bizarre sex request and his drug abuse that he blames lot on. HE’s fooled any for years saying he’s clean and getting commiseration from, i call them his chearleaders by making it look like im not awareness of his habit and i’m making it hard on him. I’ve stood by him through yrs of rehab when he would hook up with all these young girls there. I think to him it felt like he was in college. HE would beg and cry to come come home, positively i took him but yet i don’t enjoy whatever and i am the awful one when now i’m living with my parents and my two boys and when he met me i owned my own home and my vehicle out righthad great credit now i’m inaugurating from zero and he still is haunting my life. MY sister is a narcissist who has caused me, and my husband, a lot of grief. FOr some time, without us realizing, she told lies about us to the others in the family who credited her even though i was yet able to prove she was wrong. SHe also maligned us both behind our backs – we’re not sure how far this has travelled but have seen some information from family members not acknowledging gifts and not questioning us to events when we might have expected to be. LUckily we live a long way off so don’t have to see her, except that my mother is elderly and still needs our support. SIs is jealous because she lives near to mom so has to do more to look after her whilst i do what i can, visiting and having mom to stay when probable, including phoning every day and helping with her money. BUt she has nationwide, to my other brother, unjustifiably accused me of not doing enough to help and is winding them up to agree with her nastiness. IN the pause, when she is is the mood, she is sweetness and light, pretending that nothing has ensued and that all is well, hoovering away to keep in with me. IT’s hard to see that someone can be so nasty without any motive or revenge and then just switch on the charm the next day. ONe problem is getting my grown up kids to like that she is so nasty as they have always only seen the smarmy, lovely side of her and some of them are in social media contact with her infants so it’s hard for them to cut off when they have had no individual abuse itself. WE can only assume that the deep seated reason behind all of this is jealousy going back to minority – i wasn’t aware that she felt like this but there are seemingly some serious infraction lines there. NOn contact is positively the only way to go but total cut off can’t happen as long as mom is around. THis article is very helpful. I have narcissistic, emotionally abusive parents. AT the age of 31, i am still feeling like a scolded child just for having stood up for myself, not approving them to cross my edges and undermine my adverting. THese are just a small scale model of an example.

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MOre than 1/3 of all home sales involve second homes, usually speculations. FLorida is packed with condos that no one lives in up to 40% of “home” sales in some markets!WHat’s event is that home buyers and sellers are trading pieces of paper that say some house is worth, let’s say, $450,000. BUt nobody’s bank account or paycheck is taking a hit to pay those prices. NO one is working longer hours to repay the vast new debts. IT’s a fool’s Utopia until regard rates go up, chief executive officer expenditure come due, and prices start to tum ble. WE’re talking about borrowers who spend every dime and live from paycheck to paycheck. THey never save a penny. IN 2005 americans’ person savings rate dipped into anti district, minus 0. 5 percent, something that has not passed since the great gloom. THis means that americans not only spent all of their after tax income last year but had to increase advance unless they had savings to wipe out. THe savings rate has been negative for an entire year only twice before, in 1932 and 1933, two years when the country was struggling to cope with the great depression, a time of massive activities breakdowns and job layoffs. WOrse yet, they’ve loaded up on credit card debt including loan debt. THeir adaptative house payment will go up like crazy at the very same time their house loses value. DO you think they’re going to tough it out and continue to make those expenditures?DOn’t count on it. MOst of them couldn’t do it if they tried. IN fact, millions will lose their jobs as the economy turns down.
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IN gain, the borrower pays business on the balance each month, usually at a rate a few percent higher than regular credit card gains. ACcording to smart money, most credit card cash approaches charge 20 to 25 percent care annually. WHen you take out a payday loan, you must repay it in full very soon, usually within two weeks. IF you cannot repay it, you must pay the charges again to roll over the loan for another two weeks. SOme states have laws that require payday lenders to work out an instalment plan to stretch out the repayment. WIth a credit card cash advance, on the other hand, you only have to pay the minimum credit card payment, which factors in the amount of the cash advance and any other draw on the line of credit. YOu can pay more than the minimum if you would like to pay it back sooner, but ordinarily it is much easier to meet the repayment schedule for a credit card cash advance than a payday loan. YOu may might go to your bank or an atm and use your credit card to take out money. WHile the process may seem similar to withdrawing money with a debit card, what you’re really doing is taking a cash advance on your credit card. UNlike a debit card cheque, where you’re approaching your own funds, with a cash advance, your credit card company is in essence lending you money and charge your account. THe charge will likely cost you; cash loans normally have a traffic fee and a higher annual fascinate rate apr. ADditionally, you will likely be dependent a limit on how much you can advance; this is called a cash credit line and is likely only a portion of your total credit line. WE strive to provide you with advice about stocks and services you might find entertaining and useful. RElationship based ads and online action broadcasting help us do that. HEre’s how it works: we gather recommendation about your online affairs, such as the seeks you conduct on our sites and the pages you visit. THis counsel may be used to deliver publicity on our sites and offline namely, by phone, email and direct mail that’s custom to meet special affairs you may have. IF you prefer that we do not use this counsel, you may opt out of online acting advertising. IF you opt out, though, you may still receive generic broadcasting. IN addendum, financial counsellors/client officers may remain to use counsel annexed online to provide product and service advice in harmony with account contracts. ALso, if you opt out of online acting advertising, you may still see ads when you sign in to your account, videlicet through online banking or mymerrill. THese ads are based on your specific account relationships with us. TO learn more about tie based ads, online behavior advertising and our privacy exercises, please review the bank of america online privacy notice and our online privacy faqs. WE strive to provide you with hint about stocks and jobs you might find amusing and useful. RElationship based ads and online behavior advertisement help us do that. HEre’s how it works: we gather suggestion about your online actions, such as the hunts you conduct on our sites and the pages you visit. THis recommendation may be used to deliver promotion on our sites and offline videlicet, by phone, email and direct mail that’s customized to meet special worries you may have. IF you prefer that we do not use this hint, you may opt out of online behavioural advertising. IF you opt out, though, you may still receive generic promotion. IN addendum, thrifty advisers/client officers may remain to use advice got online to provide product and service information in consonance with account treaties. ALso, if you opt out of online behavior promotion, you may still see ads when you sign in to your account, scilicet through online banking or mymerrill. THese ads are based on your specific account attachments with us.
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THe later policies must be pursued:go green and get green!DIrect deposit is the fastest way to get the excess credits from your student account to your u. S. BAnk account. IT’s easy to sign up and the most secure way to receive your credits. THe registration process for direct deposit is open by logging into the direct deposit section of your student account. WHile you do not need to have a local or Cambridge University based bank account, you do need to have a u. S. BAnk account. YOu’ll likely want to set up direct deposit to your current u. S. BAnk account. IT’s easy to sign up and the most secure way to receive your credits. THe conscription process for direct deposit is open by logging into the direct deposit section of your student account. WHile you do not need to have a local or Cambridge University based bank account, you do need to have a u. S. BAnk account. IT’s easy to sign up and the most secure way to receive your credits. THe enrollment process for direct deposit is handy by logging into the direct deposit section of your student account. WHile you do not need to have a local or Cambridge University based bank account, you do need to have a u. S. BAnk account. IF you do not have direct deposit set up with the student chronicles office, a paper check will be mailed to something address is at the moment on file with the clerk’s office. THe institution does not cut paper checks and accordingly no paper checks will be convenient for pick up. TO count the amount of your cash advance check for either century, subtract all of your charges for the year tuition, health fees, cubicle and loan fees from all of your thrifty aid credits grants, loans, or outside scholarships. DO not include any outlays at this time. DIvide the consequent number by two, and then add in any disbursements you have made.

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PEople want 2 hang out if they can use you 2 get existence, divergently how many out of the blue folks call you constantly because they value you as a woman and a friend?IN order 4 me 2 go out and hang with anyone they have 2 be entirely 100% fully performing adult that wants attachment from me only, no loans 4 $, no wanting 2 borrow my car 2 drive because their car is conveniently in the garage and they can’t afford 2 get it out. GEtting in a tie with a man that has kids and wants me 2 raise his kids, not happening. I wonder isn’t anyone responsible for their life yourself?I’m happy being single. I have no regrets i don’t date. I anew broke up from a draining affiliation with a narcissist and i’ve been there for almost two years. LOst 22 pounds and i was already thin before… it is not the first time i essayed do leave him and i was in part informed of what was concern when we got back all together last time. I have strong passions for him and i wanted to make sure i was doing all i could to make things work. IN the process, i almost lost my mind and the weigh loss on the last five months was the red line for me. I always told him that if i was obliged to choose between my love for him and my love for myself, i would not hesitate in choice me and the time came when i had to quit the journey. I wish him the best and i think he needs love like any other human been but i have no more energy for it, though i love him. THat makes things hard do beat since he doesn’t leave space to breath but my mind is made up. BEing sensible of what could happen when i got back to him last time, helped me to not dissolve myself in the process. IT is very critical for all in life that you don’t doubt itself besides healthy self doubt which helps to evolve and always trust your guts. THough people can change, it is requisite to name what needs change and that seems unworkable to a narcissist. EVen so, i feel sorry for him because i believe he suffers and i see no way for him to conquer happiness in life. EVerybody fears him or dislikes him because of his agressive acting which he doesn’t identify and he can’t feel real affiliated, even when he’s loved he acts under his insecurity. IT’s sad. RIght now he is texting me how much he misses me and loves me et cetera. INstinctively i cut his access to me, since the moment i had to call the police once he came drunk to my door and as i didn’t open he started calling me names loudly so all the street could hear. IT was very sad thing to do but necessary. ANd though i love him, i will and i won’t ever love anyone above myself. THough i have strong love and word for the people in my life, i allow no one to treat me less than i deserve. I was blue all my live and felt lonely many times but once i retrieved my self love i never gave it away. I’m able to forgo in the name of love or any other thing i decide worthy but is me who decides, i say how i want to be treated. I told him there ware borders but he didn’t listen and i kept my promise. I lost weigh, money, my job and almost lost my mind but here i am, recovering. BElieving in myself and in my intuition helps a lot. LOving myself is crucial. IN the involved moments i try to listen to chakra purifying sounds or binaural beat waves or some guided images, dangling on the state of mind. THere are lots of options, to every taste and need. I also have been reading about human action since i remember so i use the ability do observe myself and everybody else from a neutral point of view, what grants me some lucidity. I also have a very supportive family assisted since i left the association and helping me go trough this moment. SEarch for specialised help if you don’t feel strong enough to conquer this by myself. IT is very important to be around “normal” humanity to remind you that you are worthy and that you can do it. IT is grave to keep the journey of self revelation, healthy habits and a clear mind. THe hoover maneuver will appear when you less expect and you have to remain lucid and alert and you need a supportive net of affinities to wake you up if band.
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I never respond intimately. NO amount of reason is comprehended so i answer with absolute rubbish. I’ve politely thrown out clues about his fake persona, said we are opposites, i’m not obedient enough for him, i’m no longer trying, i like being single and that he invested nothing in me. I was discarded three months ago by someone who manifested almost all of the flavors of a narcissist after he certified to being in a connection with someone while in a tie with me. I anew heard they were no longer simultaneously. TWo days ago i conventional an email from him apologising for the corrupt way he treated me, that i was a extraordinary loving confiding who deserved to be happy. HE said he has had to take a hard look at himself and how he has treated women. HE said he had now taken accountability for the pain and upset he has caused. HE wished me a happy life and said he hopes i will find a amazing man who will incline me and treat me me with the love and respect i deserve. CAn this be informed a hoover if he did not want aught from me nor seem to want to get back into my life?COuld he at 65 had an epiphany and pursued a attainment?I went through it all with him, the silent behaviors, lying, cheating, anger if i dared say something, been discarded unexpectedly without a word, ignored, blocked and unblocked on fb etc etc. SO how is it probably that he wrote these extraordinary sounding words. CAn anyone tell me what it means?I think this all part of his game. HE has to have narcissistic supply, whether that it convinced or contrary – he just needs to know that he is having an effect on you of some sort and he will only get that if you give a answer. AT the moment he is testing the waters to see if he can worm his way back into your life. OF course, he doesn’t know that he is in your head night and day and that his message has caused complete confusion for you – if he gets any idea that has passed, he will get his narcissistic supply from that. IF you reply with matter auspicious, he may well attempt to get back into your life materially including mentally. YOu may have seen this article but it assigns quite well the cycle. THenarcissisticpersonality. COm/hoover manuver/ the only thing you can do is to definitely ignore this man’s petitions and try to move your life in a government where you can just forget him, very hard, i know. PErhaps there is someone else on this forum with similar experiences to mira who can advise her that this will work?HI milly,there’s no defy that no contact is the answer to avoiding any kind of confusion they love to provide. ZAri ballard who has written the most fantastic commodities on narcissists commentaries that the reasons they hoover is to preserve supply in case of need and also to ensure the victim never moves on from the pain they caused. THis could well be the answer to my particular case. I’m so sad for all the pain and experiencing good virtuous people are being caused. I can only echo what the experts say to go no or minimal contact – the latter for when boys are inquiring. I think i’m able to do this myself now, finally. STrength and resovle to us all to cut contact with the vision in order that healing be likely.

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