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34. I have been no contact ever since 5 months. I have blocked him from my phone, texts, all social media and up until anew all emails go lineal to the deleted folder i was told to put them in another folder in case i needed them for legal meanings. LAst week i saw that he has sent me 6 epistles in 12 days…one email was blaming my “insecurities” on why things didn’t work out again, telling me i was crazy for not seeing how much he “loves” me and piling on more of the ghostly abuse he did while our relationship, pursued by a link to what men wish women knew about them, 3 sermons on insecurity and then one telling me about a new highway opening up. I have still lingered silent. I have been no contact for 7 weeks. I had a few affronts with him showing up at my door telling me he missed me and how much he loved me but them instantly went to if i didn’t act the way i did, he wouldn’t say the things he says. YEs always my fault. I told him to leave which was a combat for me. THen came by my house again a few weeks later to flaunt two very young girls in the car with him. EVery day is a war for me. I know he won’t change , it’s been over 3 years , but every day is a conflict. EFfects my entire life. DOn’t know how to move past this. I just want to forget it ever transpired. I’ve been married to a narcissist sociopath for 13 yrs. SO much damage has been done but i’m rebuilding. I started the no contact but we have a child coincidentally and are not divorced or legally segregated yet. THe threats of taking my son and the very few things i have left have me living in fear. HE fools anyone around him into since i’m an awful person when all i ever tried to do was help him. HE is a sick and twisted man i don’t want my son to be ducked in by his disception. WHat do i do?I work hard but barely make ends meet. ARe there any ways to make this easier, for i can’t handle anymore of his abuse?I keep reading the commentaries on here and i didn’t mention the adultery his bizarre sex request and his drug abuse that he blames all on. HE’s fooled any person for years saying he’s clean and getting sympathy from, i call them his chearleaders by making it look like im not understanding of his addiction and i’m making it hard on him. I’ve stood by him through yrs of rehab when he would hook up with all these young girls there. I think to him it felt like he was in college.
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PRepaid cards can be issued to minors above 13 since there is no credit line complex. THe main gains over secured credit cards see above section is that the cardholder is not necessary to come up with $500 or more to open an account. WIth prepaid credit cards purchasers are not charged any interest but are often charged a purchasing fee plus monthly fees after an dictatorial time period. MAny other fees also usually apply to a prepaid card. LOw opening credit card rates are limited to a fixed term, usually between 6 and 12 months, after which a higher rate is charged. AS all credit cards charge fees and worry, some patrons become so adjourned to their credit card donor that they are driven to failure. SOme credit cards often levy a rate of 20 to 30 percent after a payment is missed. IN other cases, a fixed charge is levied without change to the business rate. IN some cases general default may apply: the high default rate is applied to a card in good position by missing a payment on an unrelated account from the same caterer. THis can lead to a snowball effect in which the browser is drowned by suddenly high interest rates. FUrther, most card holder pacts enable the issuer to arbitrarily raise the care rate for any reason they see fit. FIrst premier bank at one point offered a credit card with a 79. 9% regard rate; however, they interrupted this card in february 2011 because of confirmed eliminations. MErchants that accept credit cards must pay chaining fees and depreciate fees on all credit card dialogues. IN some cases shopkeepers are barred by their credit arrangements from passing these fees directly to credit card patrons, or from setting a minimum diplomacy amount no longer forbidden in the united states, united kingdom or aus. THe result is that shopkeepers are induced to charge all buyer embracing those who do not use credit cards higher prices to cover the fees on credit card transactions. THe incitement can be strong because the agent’s fee is a per centum of the sale price, which has a disproportionate effect on the profitability of businesses that have overall credit card transactions, unless disbursed for by raising prices normally. IN the united states in 2008 credit card corporations acquired a total of $48 billion in interchange fees, or an average of $427 per family, with an average fee rate of about 2% per discussion. FOr traders, a credit card transaction is often more secure than other forms of payment, such as cheques, because the issuing bank commits to pay the factor the moment the transaction is authorized, in any case of whether the consumer derelictions on the credit card payment barring sanctioned challenges, which are argued below, and can result in charges back to the factor. IN most cases, cards are even more secure than cash, because they discourage theft by the middleman’s personnel and reduce the amount of cash on the assumptions. FInally, credit cards reduce the back office expense of elaboration checks/cash and hauling them to the bank. MErchants are charged several fees for affirming credit cards. THe broker is usually charged a assignments of around 1 to 4 percent of the value of each agreement paid for by credit card. THe go-between may also pay a variable charge, called a middleman reduce rate, according to diplomacy. IN some events of very low value parleys, use of credit cards will significantly reduce the profit margin or cause the agent to lose money on the diplomacy. MErchants with very low average negotiation prices or very high average agreement prices are more averse to consenting credit cards.
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