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CAn anyone tell me what it means?I think this all part of his game. HE has to have narcissistic supply, whether that it positive or opposed – he just needs to know that he is having an effect on you of some sort and he will only get that if you give a retort. AT the moment he is testing the waters to see if he can worm his way back into your life. OF course, he doesn’t know that he is in your head night and day and that his message has caused unconditional disorder for you – if he gets any idea that has transpired, he will get his narcissistic supply from that. IF you reply with something heartening, he may well attempt to get back into your life substantially including mentally. YOu may have seen this article but it characterizes quite well the cycle. THenarcissisticpersonality. COm/hoover manuver/ the only thing you can do is to positively ignore this man’s accosts and try to move your life in a direction where you can just forget him, very hard, i know. PErhaps there is someone else on this forum with similar experiences to mira who can advise her that this will work?HI milly,there’s no dare that no contact is the answer to eluding any kind of confusion they love to provide. ZAri ballard who has written the most fabulous pieces on narcissists describes that the reasons they hoover is to preserve supply in case of need and also to ensure the victim never moves on from the pain they caused. THis could well be the answer to my itemize case. I’m so sad for all the pain and undergoing good unsophisticated people are being caused. I can only reiterate what the experts say to go no or minimal contact – the latter for when infants are concerned. I think i’m able to do this myself now, finally. STrength and resovle to us all to cut contact with the nightmare in order that healing be possible. HIi’m 21 years old. I just came out of a affiliation with a 35 year old narcissitic man. IT was awful. AT first i felt like a queen. AS time flew by things became bad. ALthough i blame myself because i should have left a long time ago. I’m very young i’ve been thru a lot he saw a chance to take advantage . HE has lied about his whole life, later finding out he has a lover of 8years. HE also blamed me for that, for his girl finding out. EVen thought she called me. I never knew of her. I went all summer without talking to this man. I was indecent all summer. SPent weeks in my room. I lost my job. I freshly got a new job on sunday.
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25% and 2. 0% of the spread. NEtworks such as visa or mastercard have grown their fees to allow issuers to fund their rewards system. SOme issuers discourage redemption by forcing the cardholder to call client service for rewards. ON their servicing website, redeeming awards is usually a feature that is very well hidden by the issuers. WIth a fractured and competing ambiance, rewards points cut artistically into an issuer’s bottom line, and rewards points and related carrots must be carefully managed to ensure a advantageous case. UNlike unused gift cards, in whose case the breakage in certain us states goes to the state’s records, unredeemed credit card points are held by the issuer. IN chum numbers the values lost in bank card fraud are minor, proposed in 2006 at 7 cents per 100 dollars worth of negotiation 7 basis points. IN 2004, in the uk, the cost of fraud was over £500 million. WHen a card is stolen, or an criminal clone made, most card issuers will refund some or all of the charges that the buyer has accepted for things they did not buy. THese refunds will, in some cases, be at the expense of the broker, peculiarly in mail order cases where the factor cannot claim sight of the card. IN several districts, merchants will lose the money if no id card was asked for, accordingly traders usually require id card in these areas. CRedit card companies customarily faith the agent will be paid on proper transactions anyhow of whether the shopper pays their credit card bill. MOst banking services have their own credit card service that handle fraud cases and monitor for any probable attempt at fraud. EMployees that are technical in doing fraud watch and investigation are often placed in risk government, fraud and sanction, or cards and unsecured affairs. FRaud watch emphasises minimizing fraud losses while making an attempt to track down those apt and contain the environment.
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COm does not endorse any particular lender or loan product. YOu are under no answerability to use flashpayday’s service to commence contact, or apply for credit with any of the lenders. THis service is not at hand in all states and the service approachability and scope are confiding change without notice. SUbject to our privacy policy, flashpayday. COm will transfer your hint to lenders in our program and other service providers and marketing businesses with which we do concerns. FLashpayday. COm delivers a interconnected service only and is not acting as a agent, agent, or correspondent for any of the lenders we harmony with. FLashpayday. COm does not control and is not accountable for the actions or inactions of any lender. FLashpayday. COm does not endorse any itemize lender or loan product. YOu are under no responsibility to use flashpayday’s service to start contact, or apply for credit with any of the lenders. THis service is not open in all states and the service handiness and scope are confiding change without notice. SUbject to our privacy policy, flashpayday. COm will give your counsel to lenders in our program and other service benefactors and selling businesses with which we do events. FLashpayday. COm does not endorse any item lender or loan product. YOu are under no responsibility to use flashpayday’s service to start contact, or apply for credit with any of the lenders. THis service is not convenient in all states and the service access and scope are dependent change without notice. SUbject to our privacy policy, flashpayday. COm will deliver your information to lenders in our program and other service contributors and marketing enterprises with which we do affairs. FLashpayday. COm does not pledge that complemental an application form will result in your being matched with a lender, being offered a loan product with acceptable rates or terms, or receiving a loan from a lender. PArticipating lenders may verify your social shield number, driver license number, Union id, or any other state or federal identifications and review your recommendation against confederate data-bases to include but not limited to equifax, transunion, and experian to delineate credit worthiness, credit status and/or credit ability. BY obeying your use and advice on this website, you agree to allow any and all involved lenders to verify your suggestion and check your credit. CAsh transfer times may vary between lenders and not all lenders offer one hour service.

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THe naira value of the $10, 000 the big man needed at n400 to a dollar which he offered is n4 million. THe man added that he will also need thousands of dollars to pay rent for his boys in new york and new jersey. THe rent is about $8, 000 by means of son, and this guy is a civil servant in nigeria. A senior civil servant whose annual salary is less than $12, 000/year is sustaining two sons who are attendant colleges in the us and three other boys in private derivative schools in nigeria. YOu then begin to wonder where the tens of thousands of dollars the civil servant was expense on his sons and the rest of his family were coming from until you hear about the report of the auditor general of nigeria. THough the report thorough missing cash from unremitted funds, royalties, vats and cash proceeds, billions more have been stolen via agreement awards, fluke procurements and all sorts of dubious takes. IN which decent society will individuals could dip their hands into control funds at will and not end up in jail?WE must never miss one point: there are fairly decent civil servants out there, but many of them are powerless and even afraid to speak out. ONe of such civil servant told the other time that an controller who report to her and who used to beg for clothes from her husband and brother is not bidding for contracts from the government seminary where they work. THe young man is now bailiwick a house despite earning less than n400, 000 a year. MAny in the administrations live far above their means and back their income with administration funds from cash advance, cash grabs, agreement manipulations, or outright theft of state funds. DO the math and you can see that some in the civil service are as corrupt as their public masters. THings got so bad during the jonathan kleptocracy when it was a free for all and the bigger the loot the better it turned out for the thieves, and that was when corruption was redefined by head of state order. GHana must go has come to stay and it is good bye to the banks. LItigation finance for jones act cases contributed by direct legal fundingdirect legal funding specializes in providing lawsuit loans for clients with pending sheaths on jones act and maritime cases. DIrect legal funding offers the largest furthers at the lowest rates in as little as 24 hours. THe jones act federal law 46 u. S. C. 30104 is a marine law or set of laws the purpose whom is to protect sea workers from the risky situation present in the ambience in which they work. THe jones act also bears the opportunity for the injured sea workers to file a claim against the vessel owner to receive reparation for wounds. THe jones act gives very high cash accommodations when the vessel owner has breached his care of duty to provide safe conditions and a seaworthy vessel.

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TYpically, the cardholder must deposit between 100% and 200% of the total amount of credit desired. THus if the cardholder puts down $1,000, they will be given credit in the range of $500–1,000. IN some cases, credit card issuers will offer carrots even on their secured card portfolios. IN these cases, the deposit requisite may be significantly less than the requisite credit limit, and can be as low as 10% of the desired credit limit. THis deposit is held in a special savings account. CRedit card issuers offer this because they have noticed that delinquencies were notably reduced when the client fingers anything to lose if the balance is not repaid. ALthough the deposit is in the hands of the credit card issuer as shield in the event of default by the betrayer, the deposit will not be debited simply for missing one or two expenditure. USually the deposit is only used as an offset when the account is closed, either at the request of the patron or due to severe delinquency 150 to 180 days. THis means that an account which is less than 150 days delinquent will persist to accrue concern and fees, and could result in a balance which is much higher than the actual credit limit on the card. IN these cases the total debt may far exceed the native deposit and the cardholder not only forfeits their deposit but is left with an additional debt. A “prepaid credit card” is not a true credit card, since no credit is offered by the card issuer: the cardholder spends money which has been “stored” via a prior deposit by the cardholder or someone else, such as a parent or employer. HOwever, it carries a credit card brand such as uncover, visa, mastercard, allophone express, or jcb and can be used in similar ways just as though it were a credit card. UNlike debit cards, prepaid credit cards commonly do not require a pin. AN dispensations are prepaid credit cards with an emv chip. THese cards do require a pin if the payment is toughened via chip and pin applied science. AFter buy the card, the cardholder loads the account with any amount of money, up to the predetermined card limit and then uses the card to make acquirements the same way as a typical credit card. PRepaid cards can be issued to minors above 13 since there is no credit line concerned. THe main edges over secured credit cards see above section is that the cardholder is not mandatory to come up with $500 or more to open an account. WIth prepaid credit cards purchasers are not charged any business but are often charged a purchasing fee plus monthly fees after an absolute time period. MAny other fees also usually apply to a prepaid card. LOw initial credit card rates are limited to a fixed term, usually between 6 and 12 months, after which a higher rate is charged. AS all credit cards charge fees and care, some customers become so postponed to their credit card donor that they are driven to insolvency. SOme credit cards often levy a rate of 20 to 30 percent after a payment is missed. IN other cases, a fixed charge is levied without change to the business rate. IN some cases cosmopolitan default may apply: the high default rate is applied to a card in good class by missing a payment on an unrelated account from the same purveyor. THis can lead to a snowball effect in which the web browser is drowned by abruptly high worry rates. FUrther, most card holder treaties enable the issuer to arbitrarily raise the worry rate for any reason they see fit. FIrst premier bank at one point offered a credit card with a 79. 9% interest rate; however, they hanging this card in february 2011 because of constant defaults. MErchants that accept credit cards must pay switch fees and deduct fees on all credit card dialogues. IN some cases brokers are barred by their credit settlements from passing these fees right away to credit card consumers, or from setting a minimum exchange amount no longer forbidden in the united states, united kingdom or aus.
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MAny states will not allow multiple loans out before, and accountable lenders will not want it either. HAving many loans out once can truly eat up your paycheck. IF the loan is for $300, plus the fees at $45 based on $15 per $100 borrowed, the next paycheck is already constrained. MOre than one loan puts a severe bite out of monthly income. ANy lender who would see manifold loans out and occurs to approve a new short term loan is looking for the long term payment. IT is taking benefits of the web browser’s need for cash. THe loans are purported to be paid off on the next paycheck. KNowingly lending with other similar demands on the next paycheck is just wrong and very unfair. A borrower who is so hopeless for a few hundred dollars will have tell tale signs within their bank account to get any new relevance denied. A cash advance lender will have no need to study your credit history; a bank account will give them enough hint to decide whether or not you will be a good seeker for a short term loan. A loan manager will may read into your account. ONce a paycheck is deposited, does the money slowly filter out over the next few weeks, or is there an near drop in handy cash. IF your bank account is the cause for a loan request dismissal, it may be time to take a serious look at how your income compares with your life-style choices or seek out counselling aids to learn how to budget more appropriately. A pew study found that more people would prefer to use a cash advance rather than cut back on spending. I guess it is all in prioritizing your wants and needs. IF you do qualify for a cash advance online and it helps get you out of your productive crunch, then you will know that this result was a good one. IF you get trapped searching for money soon after acquiring your loan is deposited, then it was not a result to the problem but only one more budgeted tragedy. KEep your income safe and your bank account healthy for a brighter fiscal future. IT isn’t groundbreaking news that there are usual circumstances of fraudulent deeds on the cyberspace when it comes to people trying to steal identities. HIding behind cash advance lender robes or new job risks, finding anyway to get a person’s personal counsel, people become victims too easily. IT is unfortunate that those who do this sort of thing make more people leery of using certain areas of the web, but for those who exist to use it mindfully, it is always good to know what to do if identity theft does hit home. WHen you are looking to obtain a loan online, you know that you will be passing some singular advice onto the lender. WHen a lender is legit, the counsel will be used for the sole purpose of that apiece loan. APply for credit cards, you get the same. USe online banking and have direct access to your bank account. GEt duped by someone masquerading one of these players and your life will be in turmoil for a while.

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WE are stuck in house, no transportation. SHe doesn’t give a crap. IT’s all about her. ANd she complains how hard she has it. MY mom and i are both disabled in lots of pain, can’t work. I’m struggling to just type this on phone. ANyhow. WAnted to share my story cause these leeches can also be family members and not just quixotic partners. I finally had enough and kicked out my narcissist with my family’s help. I was doing great, then felt so lonely last weekend. MY tire blew out on the highway, and i called him – big mistake. HE wanted money for helping me, even though i had already given him $15,000 in a 2 year period, plus always paid his way for eating out, movies, gas. IT was a total con game for him. I don’t know how i could be so stupid, but now he in reality has disavowed me, because i wouldn’t give him any more money, so, it’s hurting, but i know i will heal in time. HE is a classic narcissist. THinks only of himself and what he wants. I was to blame for all his money editions and general life discharges, so consequently he requisite that i support him both emotionally and financially. AWful, awful relationship. WHy did i stay in it so long?I don’t like myself. AFter our last break up i was reluctant to get back with him after something he had done to me the packing his stuff and the coming and goings, it was like every 6 weeks or so he’d be off on his bike again!BUt after yet another silent manipulation and him knowing i was out with friends i received a text from him saying essentially he wanted to end it all and he would see me in another life!OF course i retorted… he has a cocaine habit which he blamed all the lying, cheating, paranoia, disappearing acts on, aught he ever done was down to his drug problem and to a point i wanted to believe it was the drugs too. HE begged me to help get him off it and his words no mine have a normal life and all our troubles would be over… not!SO guess what 6 week in to a 12 step program to get off the coke he discloses he not happy, doesn’t feel the same about me packs his stuff and goes!SO i’m behind the bar and in he comes dead on 3pm when i start…served him had a bit of a smile a but of chit chat… i have to keep it functional regrettably as i cant be seen to be an poignant mess behind the bar in front of the public…then my watsapp alert went off. MEssage reads:sorry to come in while your working,i hope that isn’t just your pub persona your giving off lol. I’m sorry i’m on such an moving rollercoaster at the mo and didn’t want to make you unhappy…i just want you to know your the first thing i think of when i wake up usual. LOve rp xxange,let the money go – and let him go. HE will never change. I always had that tiny bit of hope too, but his prototypes remain the same, even though he has, i think become a little more patient and a little less angry – he’s still the same. I thought things would change when he got a better job – nope – he got a better job and he still awaited me to pay his way!IN fact, he wanted to show me the attractive blinds he located at a trendy bar, so we went there in my car, my gas, and i bought him a very precious beer and myself one drink. THe entire event cost me about $40. 00. HE is never going to change. REad about how to get over a breakup.

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11 u. S. C. 521. THe order of relief is granted when you file. WHat this means, among other things, is that an self-propelling stay is triggered, prohibiting lender from later you or your propertyoutside of the collapse dealings. THis is not the only capacity problem that can arise with credit card or similar debt. 523 also bears that there is a assumption that certain shopper debt created right before filing a chapter 7 is non dischargeable. THe surmise of non dischargeability will apply if the debt is a browser debt for so called “luxury goods or services” acquired or within 40 days before the filing, owing to a single moneylender aggregating more than $500. FUrther, the assumption of non dischargeability will apply if there are cash proceeds made by a pawnbroker for more than $1000 that are additions of shopper credit under an open end credit plan within 20 days of filing failure. A credit card cash advance is like grocery buying at a availableness store: handy but precious. IT’s not astounding, then, that retrogression bitten consumers are turning away from cash proceeds. THat’s a good thing, financial experts say. EXcept in the most dire of emergencies, cash advances are a bad monetary idea. “That’s your highest risk money, when someone’s using their credit card as an atm,” says mark berg, honcho of timothy pecuniary counsel, a wheaton, ill. BAsed monetary planning firm. ADvances, at bottom loans from your credit card issuer, are easily accessible in two ways: via an atm or by cashing a utility check. BUt you pay for that accessibility with high fees and compounded concern rates that soar into the double digits. WHile some offers come with low opening, or “teaser” rates, they can seduce public into a false sense of armor, adds heidi albert, chief executive officer of school2life. COm, a chicago based company that teaches money administration skills to young adults. “They say, ‘they wouldn’t have given me the money if they thought i couldn’t pay it back,'” she says. BEcoming much less populargiven these lean economical times, it’s not amazing that cash approaches have fallen out of favor. USage dropped 35. 6 percent during the first quarter of 2010 over that same period in 2009, consonant to payment industry organ nilson report. THe decline marks the latest plunge in a downward trend, says nilson report press david Oscar Robertson. THere are plenty of workable reasons for the decline. FIrst, they’re very beloved. ACcording to david jones, president of affiliation of self-employed credit card counselling instruments, a nonprofit organization credit counselor accrediting group based in fairfax, va. : concern rates on cash progresses average from 1 percent to 7 percent higher than a card’s flag purchase business rate. THat means if your card’s ensign apr is 15 percent, you could pay up to 22 percent for cash loans. THe average cash advance fee is $10 to $20. THat’s above any worry rate charged. WOrse, customers who take out cash loans usually give up their grace period the period during which, on standard gains, customers can use their credit cards without incurring any worry charges, as long as they don’t carry equations. WIth a typical cash advance, regard is charged from the moment the cash is cool. JOnes says those cash advance interest rates top 40 percent, dependent on the cardholder’s creditworthiness. THat’s going to drive away buyer, who since 2008 have been less willing to take on credit card debt, even if it comes with affordable terms.
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I never respond intimately. NO amount of sense is esteemed so i answer with absolute rubbish. I’ve politely thrown out clues about his fake persona, said we are opposites, i’m not yielding enough for him, i’m no longer trying, i like being single and that he invested nothing in me. I was discarded three months ago by someone who emerged almost all of the characteristic of a narcissist after he established to being in a alliance with someone while in a affiliation with me. I anew heard they were no longer concurrently. TWo days ago i accepted an email from him apologising for the low way he treated me, that i was a fantastic loving subject to who deserved to be happy. HE said he has had to take a hard look at himself and how he has treated women. HE said he had now taken duty for the pain and upset he has caused. HE wished me a happy life and said he hopes i will find a fanciful man who will take care of me and treat me me with the love and respect i deserve. CAn this be considered a hoover if he did not want anything from me nor seem to want to get back into my life?COuld he at 65 had an epiphany and developed a stronger?I went through it all with him, the silent handlings, lying, cheating, anger if i dared say something, been discarded quickly without a word, ignored, blocked and unblocked on fb etc etc. SO how is it liable that he wrote these fabulous sounding words. CAn anyone tell me what it means?I think this all part of his game. HE has to have narcissistic supply, whether that it definite or opposed – he just needs to know that he is having an effect on you of some sort and he will only get that if you give a response. AT the moment he is testing the waters to see if he can worm his way back into your life. OF course, he doesn’t know that he is in your head night and day and that his message has caused complete jumble for you – if he gets any idea that has happened, he will get his narcissistic supply from that. IF you reply with article auspicious, he may well attempt to get back into your life physically as well as mentally. YOu may have seen this article but it describes quite well the cycle. THenarcissisticpersonality. COm/hoover manuver/ the only thing you can do is to entirely ignore this man’s accosts and try to move your life in a administration where you can just forget him, very hard, i know. PErhaps there is someone else on this forum with similar perceives to mira who can advise her that this will work?HI milly,there’s no doubt that no contact is the answer to escaping any kind of chaos they love to provide. ZAri ballard who has written the most marvellous articles on narcissists explains that the reasons they hoover is to preserve supply in case of need and also to ensure the victim never moves on from the pain they caused. THis could well be the answer to my all case. I’m so sad for all the pain and suffering good pure people are being caused. I can only duplicate what the experts say to go no or minimal contact – the latter for when babies are anxious. I think i’m able to do this myself now, finally. STrength and resovle to us all to cut contact with the horror in order that healing be possible. HIi’m 21 years old. I just came out of a relationship with a 35 year old narcissitic man. IT was terrible. AT first i felt like a queen. AS time flew by things became bad.
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HOw did i get a low pursuit rate credit card?EAsy. I didn’t even have to switch cards but i turned my extant card which just recently was charge me over 19% into a 3. 9% credit card!HOw?HEre’s what i did. FIrst, i always get my credit card company to send me an email update of my division. THis spurs me to pay the suckers down. I hate the thought that i have any credit cards. I don’t just want a low avocation rate credit card!I’d rather have one i pay off monthyly. I’m not there yet, but anticipatively will be soon. ANyway, quite by chance i turned my high sideline rate credit card into a low interest rate credit card!HOw?WHen my account balance memorandum came and i began to bemoan it, i memorised that i hadn’t called to get the rate lowered in a while. IF you’ve had your card a while, paid continuously, etc. IT pays to call every few months and ask what the lowest rate is that they can give you. JUst by taking this one step i was closer to having a low pastime rate credit card!I called and asked how low could they go, and the pursuit rate went instantly from over 19% to 15. 4%. A 25% sink!WHile i was on the phone they told me about a cash advance special though. 3. 9% with no other fees on all cash approaches. THe only hitch i made sure was that if you pay late, even once, they can jack the rate up to their “in default rates”. HUge. I can make the minimum payment monthly. I specifically said, so i could get a check for my balance amount which is at 19. 5%, pay you, and pay 3.

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MAybe even run around my home nude just to embarrass the heck out of her prudish ways. IT is very hard to understand while you are going through the motions with these kinds of people, specially when you know nothing of the type mess. A few things i learned from my event is…enquiry, examination, query the more you know the better and acquisition you get. EVen if it takes a long time keep working at it you will have that aw hah moment when you know without a doubt she/he was a narc… all places are not 100% alike but still you find a lot of commons to verify what you dealt with and what you will be up for if you return to them. GEt back to being yourself. – the whole time i was with my ex narc i was just trying to make him happy and forgot to make myself happy. THey are molding us the whole time you don’t realize it at the time but you are inconstant. YOu are not the person you once were. YOu most likely will never be that person again but you can get pretty darn close. NEver give up and never give in to these people stick to the no contact. REmember time does heal a lot of things…give it time. IT has been 2 years for me now and just 2 days ago i traditional a follow request from him on instagram , he immediately unfollowed me but, he i believe was just letting me know he’s still near and or wanted a feedback from me. I have been researching my stipulation for months as i have never faced all like this in my life. WE were together for 5 years as far as our spousal of 1 year. I knew our alliance wasn’t right, but i couldn’t figure out what was going on. I felt anxious all the time to make him happy and he still felt very distant to me. HE hardly gave any attachment. I went to bed alone at nights and begged him for just 1 night/ week to go to sleep with me. NEver transpired. HE started bearing his exes into the picture, locked his phone constantly, and would even take it to the shower with him. IN the middle of the nights, his phone would light up often. HE told me it’s refurbishing more than usual. I presumed all this, to a point. AFter work one day, he told me about a alluring home he found in another town. I wasn’t too happy about it firstly bc i have 2 childs’s in high school and didn’t want them leaving all their friends they grew up with. WEll.

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